Malai Technologies for your practical applications in ISO

📄 Terms of Service

Last updated: 21 November 2025
Developer: MalaiTech
App: Friend2Lend

1. Acceptance of Terms

By downloading, installing, or using Friend2Lend (“the App”), you agree to be bound by these Terms of Service (“Terms”).
If you do not agree to these Terms, please do not use the App.

These Terms form a legally binding agreement between you (“User”) and MalaiTech.

2. Description of the App

Friend2Lend is a personal finance organizational tool that allows users to:

Record money they lend or borrow
Track due dates
Manage loan-related notes
Select contacts from the user’s device
Add optional photos
Enable biometric device-level security (Face ID / Touch ID)

The App is intended solely for personal use and organization. It does not process payments, transfer funds, or provide legal or financial advice.

3. User Responsibilities

You agree to use the App in accordance with all applicable laws and regulations.

You are responsible for:

The accuracy of data you enter
Maintaining updated and correct loan information
Any personal or financial decisions made using the App
Protecting access to your device

MalaiTech is not responsible for disputes between users and third parties regarding borrowed or lent money.

4. No Financial or Legal Advice

Friend2Lend does not provide financial, legal, or tax advice.
All loan data and financial decisions are your responsibility.

For personalized advice, consult a qualified professional.

5. Privacy & Data Handling

Friend2Lend stores all information locally on your device.
MalaiTech does not access, collect, transfer, or store any user data.

You can delete all App data at any time via the App’s settings or by deleting the App.

For more details, see our full Privacy Policy.

6. Intellectual Property

All content in the App—including design, features, layout, graphics, and code—is the property of MalaiTech and protected by international copyright laws.

You may not:

Reverse engineer the App
Copy or reuse parts of the App
Attempt unauthorized access to source code
Use the App for commercial purposes without permission

7. Changes to the App

MalaiTech may update, modify, or discontinue the App at any time without prior notice.
We are not liable for any impact resulting from such changes.

8. Disclaimer of Warranties

The App is provided “as is” and “as available” without warranties of any kind.

MalaiTech does not guarantee:

That the App will always function without errors
That the App will meet your specific needs
That data entered will be free from loss in cases of device failure

You use the App at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, MalaiTech is not liable for:

Financial loss or disputes arising from loan tracking
Errors in user-entered data
Loss of data due to device damage or reset
Damages related to use or inability to use the App
Third-party actions or offline interactions

11. Contact Information

For questions regarding these Terms, please contact us at www.malai.nl